Personal money clarity

Know where your money goes before the month gets away.

SpentOn turns bank alerts, Gmail receipts, UPI payments, card statements, reimbursements, investments, and friend splits into one private money inbox you can actually trust.

Start freeSee how it works
Bank SMSGmail receiptsUPI appsCard statements
Current cycle₹98,200 free
91% clean
Google PayPhonePePaytmBHIM
Safe today₹3,510after rent, SIPs, subscriptions, and pending splits
Inbox7
Spent45.8K
Hints12
Swiggy InstamartGroceries, evidence matched
-₹1,842
Pranav KumarNeeds intent: repayment or gift
Label
Credit card paymentExcluded from spend totals
Done
How it works

A calmer way to understand spending.

Import the facts, let SpentOn clean them, then decide with a complete view.

1

Connect or add money events

Forward emails, capture bank SMS, or add a transaction manually when needed.

2

SpentOn cleans the evidence

Duplicates collapse, refunds link back, and recurring payments are recognized.

3

See the real picture

Salary cycle, free cash, spend categories, recoverables, and splits stay together.

Visibility

You cannot budget what you cannot see.

Most people only notice the damage after cash is gone. SpentOn makes the current salary cycle visible while there is still time to adjust.

See exactly where every rupee goesTrack splits and recoverables without a spreadsheetSpot subscriptions, food delivery, and impulse spendKeep unknown labels from breaking totals
Start free
30sto understand today
94%auto-categorized
Zeromanual entry required
100%private ledger
Pricing

Simple, honest pricing.

Start free. Upgrade when automation is worth it.

Private
Free

For manual tracking and a clean personal ledger.

  • Manual expense tracking
  • Basic categories
  • Monthly spend summary
  • Friend split ledger
Get started
Most useful
Automated
₹399/mo

For email, SMS, and statement-based automation.

  • Gmail auto-import
  • AI categorization that learns
  • Refund and duplicate matching
  • Insights and spending warnings
Start free trial
Security

Your money data stays locked down.

SpentOn is designed around private financial evidence. The system can read and reconcile events; it cannot move money.

Database-level isolation

Tenant boundaries are enforced at the data layer, not only in application code.

Read-only ingestion

SpentOn reads evidence. It cannot move money or access bank logins.

Separate access tokens

UI sessions and ingestion endpoints use different authentication paths.

Auditable evidence

Raw source events remain attached so every movement can be reviewed.

Private access

Ready to understand your money?

Sign in to open the ledger, review new evidence, and settle shared expenses.